Monday, April 27, 2009

NYT: Shortage of Doctors Proves Obstacle to Obama Goals

http://www.nytimes.com/2009/04/27/health/policy/27care.html?hp



Published: April 26, 2009
WASHINGTON — Obama administration officials, alarmed at doctor shortages, are looking for ways to increase the supply of physicians to meet the needs of an aging population and millions of uninsured people who would gain coverage under legislation championed by the president.

The officials said they were particularly concerned about shortages of primary care providers who are the main source of health care for most Americans.
One proposal — to increase Medicare payments to general practitioners, at the expense of high-paid specialists — has touched off a lobbying fight.
Family doctors and internists are pressing Congress for an increase in their Medicare payments. But medical specialists are lobbying against any change that would cut their reimbursements. Congress, the specialists say, should find additional money to pay for primary care and should not redistribute dollars among doctors — a difficult argument at a time of huge budget deficits.
Some of the proposed solutions, while advancing one of President Obama’s goals, could frustrate others. Increasing the supply of doctors, for example, would increase access to care but could make it more difficult to rein in costs.
The need for more doctors comes up at almost every Congressional hearing and White House forum on health care. “We’re not producing enough primary care physicians,” Mr. Obama said at one forum. “The costs of medical education are so high that people feel that they’ve got to specialize.” New doctors typically owe more than $140,000 in loans when they graduate.
Lawmakers from both parties say the shortage of health care professionals is already having serious consequences. “We don’t have enough doctors in primary care or in any specialty,” said Representative Shelley Berkley, Democrat of Nevada.
Senator Orrin G. Hatch, Republican of Utah, said, “The work force shortage is reaching crisis proportions.”
Even people with insurance have problems finding doctors.
Miriam Harmatz, a lawyer in Miami, said: “My longtime primary care doctor left the practice of medicine five years ago because she could not make ends meet. The same thing happened a year later. Since then, many of the doctors I tried to see would not take my insurance because the payments were so low.”
To cope with the growing shortage, federal officials are considering several proposals. One would increase enrollment in medical schools and residency training programs. Another would encourage greater use of nurse practitioners and physician assistants. A third would expand the National Health Service Corps, which deploys doctors and nurses in rural areas and poor neighborhoods.
Senator Max Baucus, a Montana Democrat and chairman of the Finance Committee, said Medicare payments were skewed against primary care doctors — the very ones needed to coordinate the care of older people with chronic conditions like congestive heart failure, diabetes and Alzheimer’s disease.
“Primary care physicians are grossly underpaid compared with many specialists,” said Mr. Baucus, who vowed to increase primary care payments as part of legislation to overhaul the health care system.
The Medicare Payment Advisory Commission, an independent federal panel, has recommended an increase of up to 10 percent in the payment for many primary care services, including office visits. To offset the cost, it said, Congress should reduce payments for other services, an idea that riles many specialists.
Dr. Peter J. Mandell, a spokesman for the American Association of Orthopaedic Surgeons, said: “We have no problem with financial incentives for primary care. We do have a problem with doing it in a budget-neutral way.
“If there’s less money for hip and knee replacements, fewer of them will be done for people who need them.”
The Association of American Medical Colleges is advocating a 30 percent increase in medical school enrollment, which would produce 5,000 additional doctors each year.
“If we expand coverage, we need to make sure we have physicians to take care of a population that is growing and becoming older,” said Dr. Atul Grover, the chief lobbyist for the association. “Let’s say we insure everyone. What next? We won’t be able to take care of all those people overnight.”
The experience of Massachusetts is instructive. Under a far-reaching 2006 law, the state succeeded in reducing the number of uninsured. But many who gained coverage have been struggling to find primary care doctors, and the average waiting time for routine office visits has increased.
“Some of the newly insured patients still rely on hospital emergency rooms for nonemergency care,” said Erica L. Drazen, a health policy analyst at Computer Sciences Corporation.
The ratio of primary care doctors to population is higher in Massachusetts than in other states.
Increasing the supply of doctors could have major implications for health costs.
“It’s completely reasonable to say that adding more physicians to the work force is likely to increase health spending,” Dr. Grover said.
But he said: “We have to increase spending to save money. If you give people better access to preventive and routine care for chronic illnesses, some acute treatments will be less necessary.”
In many parts of the country, specialists are also in short supply.
Linde A. Schuster, 55, of Raton, N.M., said she, her daughter and her mother had all had medical problems that required them to visit doctors in Albuquerque.
“It’s a long, exhausting drive, three hours down and three hours back,” Ms. Schuster said.
The situation is even worse in some rural areas. Dr. Richard F. Paris, a family doctor in Hailey, Idaho, said neighboring Custer County had no doctors, even though it is larger than the state of Rhode Island. So he flies in three times a month, over the Sawtooth Mountains, to see patients.
The Obama administration is pouring hundreds of millions of dollars into community health centers.
But Mary K. Wakefield, the new administrator of the Health Resources and Services Administration, said many clinics were having difficulty finding doctors and nurses to fill vacancies.
Doctors trained in internal medicine have historically been seen as a major source of frontline primary care. But many of them are now going into subspecialties of internal medicine, like cardiology and oncology.

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AMSA: Is nutrition getting its just desserts in medical school?

Is nutrition getting its just desserts in medical school?
The New Physician, April 2009

by Linda Childers Volume 58, Issue 3

“An apple a day keeps the doctor away” might be a good mantra for medical students and residents. Experts say physicians-in-training need an increased understanding of nutrition to effectively meet the current and future demands of the medical profession.

“Nutrition is a high priority among medical professionals across the nation, and a huge primary health indicator when it comes to conditions including osteoporosis, cancer, heart disease and diabetes,” says Dr. Patrick McBride, associate dean of students at the University of Wisconsin School of Medicine and Public Health (UW) and a family physician specializing in preventive cardiology. McBride recently served as chairman of the Association of American Medical Colleges committee that drafted curriculum guidelines for teaching students about overweight and obesity.

In the past, nutrition education hasn’t always been a part of the core curriculum at many medical schools. If the subject is taught, it’s often incorporated into other courses, like biochemistry or pathology, or offered as an elective. Responding to concerns about the prevalence of nutrition education in medical schools, in 1994 the National Academy of Sciences called for improved nutrition education at all U.S. medical schools. In addition, the Healthy People 2010 report, published by the U.S. Department of Health and Human Services, also identified the need for physician counseling and education relating to diet and disease.


While nutrition education in medical school has increased over the past two decades, experts say there is room for improvement. A study published in the April 2006 issue of the American Journal of Clinical Nutrition found that 60 percent of medical schools in this country are not meeting minimum recommendations for their students’ nutrition education.

Historically, one of the barriers to medical nutrition education has been a lack of consensus on what concepts should be taught.

Without a clear home for nutrition, some came to view the subject as alternative medicine. “We don’t see nutrition as complementary and alternative medicine. We see it as an emerging mainstream medical specialty,” says Dr. Lisa Neff, who sits on an ad hoc subcommittee within the American Society for Nutrition’s Graduate and Professional Education Committee. “Much of complementary and alternative medicine has not been science-based or evidence-based, although that is changing somewhat…. But nutrition has always been a science-driven field.”

Neff, a clinical scholar at Rockefeller University, believes that views are changing. “There are probably some schools where nutrition is still not as represented as we’d like it to be, by clinical nutrition experts.”

This changed nine years ago when the National Heart, Lung and Blood Institute selected 21 medical schools to receive a five-year, $1 million Nutrition Aca¬demic Award. UW was one of the schools to receive the grant.

In addition to the Nutrition Academic Award, Step 1 now has a nutrition sub-score. Though individual students can’t find out their own sub-score, schools do find out how their students as a whole score on nutrition. Asking the school about its students’ performance on the nutrition sub-score could lend some traction to curricular change.

Learning How to Prevent Disease

According to the Centers for Disease Control and Prevention (CDC), obesity in America has increased dramatically in the past 20 years. As a result, doctors are seeing more patients with metabolic syndrome, a cluster of cardiovascular disease and diabetes risk factors.

McBride co-directs a comprehensive clinical preventive cardiology program with more than 20 professional staff members. The program includes inpatient and outpatient cardiac rehabilitation, one of the United States’ first preventive cardiology and cholesterol clinics, and a diabetes prevention program.

“There’s a bevy of medical literature that says diet and exercise can be just as effective as medication in treating and preventing illnesses,” McBride says.

While most doctors agree on the importance of nutrition education for patients, some disagreement remains about who should provide patients with this kind of counseling. With the New England Journal of Medicine reporting that the average medical office visit lasts 18 minutes, many physicians may feel they don’t have the time, or expertise, to make nutrition recommendations.

Partnering With Dietitians

Lisa Hark, a nutrition expert and director of the Nutrition Education Program at the University of Pennsylvania School of Medicine, advises medical students to shadow a dietitian and for residents and doctors to partner with nutritionists who can help guide their patients in making smart lifestyle choices.

Hark, a registered dietician who holds a doctorate in education, has partnered with Dr. Darwin Deen, a family physician and professor of family medicine at the Albert Einstein College of Medicine, to write several books, including The Complete Guide to Nutrition in Primary Care, that help clinicians counsel patients on diet and lifestyle. The book offers practical guidance on nutrition counseling in the office setting and nutritional recommendations throughout life.

Doctors can use such resources to build a team approach to nutrition education in their practices.

“There are so many resources out there to help doctors,” McBride says. “In many cases dietitians are underutilized.”

“If you are a primary care physician, for example, you are going to get all kinds of questions about nutrition, many of which you may not be able to answer if you haven’t had appropriate training in nutrition,” Neff says.

In this case, physicians need to be able to turn to a registered dietician.

“As busy professionals, [physicians] may not—or probably will not—have the time to keep up on all the literature, and so a dietician, who will keep up on the nutrition literature for you and counsel your patients, that is a really important relationship to have.”

The issue of reimbursement has also been an obstacle in promoting nutrition education among physicians. While in¬surance companies don’t readily reimburse physicians for preventive nutrition counseling, McBride says he has had suc¬cess in working with insurers directly.

“I’ve found many insurers who are very interested in the concept of preventive education and are willing to provide reimbursement for programs that benefit health outcomes,” he says.

Nutrition Begins in the Medical School Cafeteria

Over the years, medical schools have discovered that students become more interested in nutrition when they see how it applies to their own lives. In addition to their classroom nutrition studies, medical students at UW are served a hot buffet-style lunch that meets nutrition guidelines and demonstrates a healthy eating plan.

McBride says these meals show students that healthy food can also taste good, and that moderation is key. Students also learn by logging the food they have eaten over a two-day period in a computer program that tells them how closely their selections match the national food pyramid. Some studies have shown that doctors who make improvements in their own eating habits are more likely to give good nutrition ad¬vice to their patients.

“We also teach our students to ex¬amine their eating habits through the eyes of a person who may have diabetes or high cholesterol to see where they might make dietary changes,” McBride says.

At Gundersen Lutheran Health System in La Crosse, Wisconsin, nutrition is simplified through a healthy eating program called the 500 Club, coordinated by registered dietitians and recommended by physicians. In the hospital cafeteria and throughout the region, grocery stores, vending machines and restaurants carry selections with the 500 Club logo. Those selections contain 500 calories and 15 grams of fat or less.

Doctors and medical residents at Gundersen use the 500 Club brochures when talking to patients about dietary changes. The medical center’s Winning Weighs program complements the 500 Club selections with 12-week programs offering practical dietary advice.

The Future of Nutrition In Medicine

With research showing that lifestyle interventions can be very powerful, often reducing the need for medications, more patients are turning to their doctors for nutrition advice.

“It’s important for physicians to start the nutrition conversation with patients, even if they ultimately refer them to a dietitian,” says Jo Ann Carson, a professor of clinical nutrition at University of Texas Southwestern Medical School, who holds a doctorate in nutritional science. “Most patients view their doctor as a trusted source of information, and they do pay attention to their [doctor’s] recommendations.” Even patients who are on prescription medications can benefit from sound nutrition advice.

“Sometimes prescribing a pill can seem easier than finding out the sources of saturated fat in a patient’s diet,” Carson says. “But learning your patient drinks five sodas a day and suggesting they switch to water can have a significant impact on their overall health.”

With the CDC reporting that 1.7 million Americans die and 25 million are disabled each year by chronic diseases caused or made worse by unhealthy lifestyles, the need for medical students to learn lifestyle medicine has never been greater.

“It’s so important to help patients understand how their daily habits and practices can impact their health and quality of life,” Carson says. “Showing them how to make good nutrition choices and lifestyle changes is often the best medicine.”

Resources

The American Society for Nutrition encourages nutrition education for physicians-in-training through awards and support materials. www.nutrition.org

The American Journal of Lifestyle Medicine is a compendium of prevention-focused, peer-reviewed research that reaches 20,000 physicians every other month. ajl.sagepub.com

The Nutrition in Medicine series is a comprehensive guide to nutrition designed to educate medical students about key health issues. The series is based on the nationally acclaimed nutrition curriculum developed at the University of North Carolina at Chapel Hill. www.pogohealtheducation.com

The book Food and Nutrients in Disease Management (CRC Press, January 2009), developed for doctors by Hopkins-trained Dr. Ingrid Kohlstadt and written by 64 doctors and experts, addresses 60 recurrent and chronic medical conditions where food and nutrients have proven to be beneficial. Recipients of the Nutrition Academic Award came up with a 65-page curriculum guide that includes coverage of nutrition counseling, clinical nutrition care, pediatric nutrition, hypertension and a host of other topics. www.nhlbi.nih.gov/funding/training/naa/curr_gde.pdf

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NYT: U.S. to Compare Medical Treatments

http://www.nytimes.com/2009/02/16/health/policy/16health.html?emc=eta1

Published: February 15, 2009

WASHINGTON — The $787 billion economic stimulus bill approved by Congress will, for the first time, provide substantial amounts of money for the federal government to compare the effectiveness of different treatments for the same illness.

Under the legislation, researchers will receive $1.1 billion to compare drugs, medical devices, surgery and other ways of treating specific conditions. The bill creates a council of up to 15 federal employees to coordinate the research and to advise President Obama and Congress on how to spend the money.

The program responds to a growing concern that doctors have little or no solid evidence of the value of many treatments. Supporters of the research hope it will eventually save money by discouraging the use of costly, ineffective treatments.

The soaring cost of health care is widely seen as a problem for the economy. Spending on health care totaled $2.2 trillion, or 16 percent of the nation’s gross domestic product, in 2007, and the Congressional Budget Office estimates that, without any changes in federal law, it will rise to 25 percent of the G.D.P. in 2025.

Dr. Elliott S. Fisher of Dartmouth Medical School said the federal effort would help researchers try to answer questions like these:

Is it better to treat severe neck pain with surgery or a combination of physical therapy, exercise and medications? What is the best combination of “talk therapy” and prescription drugs to treat mild depression?

How do drugs and “watchful waiting” compare with surgery as a treatment for leg pain that results from blockage of the arteries in the lower legs? Is it better to treat chronic heart failure by medications alone or by drugs and home monitoring of a patient’s blood pressure and weight?

For nearly a decade, economists and health policy experts have been debating the merits of research that directly tackles such questions. Britain, France and other countries have bodies that assess health technologies and compare the effectiveness, and sometimes the cost, of different treatments.

Hillary Rodham Clinton, as a senator, was an early champion of “comparative effectiveness research.” Mr. Obama, who is expected to sign the stimulus bill Tuesday, endorsed the idea in his campaign for the White House.

As Congress translated the idea into legislation, it became a lightning rod for pharmaceutical and medical-device lobbyists, who fear the findings will be used by insurers or the government to deny coverage for more expensive treatments and, thus, to ration care.

In addition, Republican lawmakers and conservative commentators complained that the legislation would allow the federal government to intrude in a person’s health care by enforcing clinical guidelines and treatment protocols.

The money will be immediately available to the Health and Human Services Department but can be spent over several years. Some money will be used for systematic reviews of published scientific studies, and some will be used for clinical trials making head-to-head comparisons of different treatments.

For many years, the government has regulated drugs and devices and supported biomedical research, but the goal was usually to establish if a particular treatment was safe and effective, not if it was better than the alternatives.

Consumer groups, labor unions, large employers and pharmacy benefit managers supported the new initiative, saying it would fill gaps in the evidence available to doctors and patients.

“The new research will eventually save money and lives,” said Representative Pete Stark, Democrat of California.

The United States spends more than $2 trillion a year on health care, but “we have little information about which treatments work best for which patients,” said Mr. Stark, who is the chairman of the Ways and Means Subcommittee on Health.

In the absence of information on what works, Mr. Stark said, patients are put at risk, and billions of dollars are spent each year on ineffective or unnecessary treatments.

Steven D. Findlay, a health policy analyst at Consumers Union, said the action by Congress was “a terrific step on the road to improving the quality of care and making it more efficient.”

But critics say the legislation could put the government in the middle of the doctor-patient relationship.

Bureaucrats “will monitor treatments to make sure your doctor is doing what the federal government deems appropriate and cost-effective,” Betsy McCaughey, a former lieutenant governor of New York, wrote on Bloomberg.com. Rush Limbaugh broadcast the charges to millions who listen to his radio talk show.

Lawmakers and lobbyists agree that researchers should compare the clinical merits of different treatments. Whether they should also consider cost is hotly debated.

Representative Charles Boustany Jr., a Louisiana Republican who is a heart surgeon, said he worried that “federal bureaucrats will misuse this research to ration care, to deny life-saving treatments to seniors and disabled people.”

The House Appropriations Committee inadvertently stoked such concerns in a report accompanying its version of the economic recovery bill. It said that research comparing different treatments could “yield significant payoffs” because less effective, more expensive treatments “will no longer be prescribed.”

A similar proposal was included in a recent book by Tom Daschle, who had been Mr. Obama’s nominee for health secretary, and Jeanne M. Lambrew, who is the deputy director of the Office of Health Reform in the Obama White House.

Women and members of minority groups expressed concern about that approach. Drugs and other treatments can affect different patients in different ways, they said, but researchers often overlook the differences because their studies do not include enough women, blacks or Hispanics.

“Some drugs appear to be more effective in women than in men, while other medicines are more likely to cause serious complications in women,” said Phyllis E. Greenberger, the president of the Society for Women’s Health Research. “It’s important to look for these sex-based differences.”

In a letter to House leaders, the Congressional Black Caucus said, “We are concerned that comparative effectiveness research will be based on broad population averages that ignore the differences between patients.”

House and Senate negotiators tried to address these concerns. The final bill says that the research financed by the federal government shall include women and members of minority groups.

Moreover, in a report filed with the bill, the negotiators said they did not intend for the research money to be used to “mandate coverage, reimbursement or other policies for any public or private payer.”

Congress did not say exactly how the findings should be used. Private insurers can use the data in deciding whether to cover new drugs and medical procedures, but it is unclear how Medicare will use the information.

Under existing law, Medicare generally covers any treatment that is “reasonable and necessary for the diagnosis or treatment of illness or injury,” and the agency does not have clear legal authority to take costs into account when deciding whether to cover a particular treatment.

Andrew Witty, the chief executive of the pharmaceutical company GlaxoSmithKline, said European officials often considered the costs as well as the clinical benefits of new drugs — with mixed results.

“Comparative effectiveness is a useful tool in the tool kit, but it’s not the answer to anything,” Mr. Witty said in an interview. “Other countries have fallen in love with the concept, then spent years figuring out how on earth to make it work.”

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NYT: For Uninsured Young Adults, Do-It-Yourself Health Care

http://www.nytimes.com/2009/02/18/nyregion/18insure.html?emc=eta1

Fred R. Conrad/The New York Times

Alanna Boyd, 28, received bills totaling $17,398 after being treated for diverticulitis at a Manhattan hospital in October. Ms. Boyd is one of the nation's 13.2 million uninsured young adults.


Published: February 17, 2009

They borrow leftover prescription drugs from friends, attempt to self-diagnose ailments online, stretch their diabetes and asthma medicines for as long as possible and set their own broken bones. When emergencies strike, they rarely can afford the bills that follow.

“My first reaction was to start laughing — I just kept saying, ‘No way, no way,’ ” Alanna Boyd, a 28-year-old receptionist, recalled of the $17,398 — including $13 for the use of a television — that she was charged after spending 46 hours in October at Beth Israel Medical Center in Manhattan with diverticulitis, a digestive illness. “I could have gone to a major university for a year. Instead, I went to the hospital for two days.”

In the parlance of the health care industry, Ms. Boyd, whose case remains unresolved, is among the “young invincibles” — people in their 20s who shun insurance either because their age makes them feel invulnerable or because expensive policies are out of reach. Young adults are the nation’s largest group of uninsured — there were 13.2 million of them nationally in 2007, or 29 percent, according to the latest figures from the Commonwealth Fund, a nonprofit research group in New York.

Gov. David A. Paterson of New York has proposed allowing parents to claim these young adults as dependents for insurance purposes up to age 29, as more than two dozen other states have done in the past decade. Community Catalyst, a Boston-based health care consumer advocacy group, released a report this month urging states to ease eligibility requirements to allow adult children access to their parents’ coverage.

“There’s a big sense of urgency,” said Susan Sherry, the deputy director of Community Catalyst. She described uninsured young adults as especially vulnerable. “People are losing their jobs, and a lot of jobs don’t carry health insurance. They’re new to the work force, they’ve been covered under their parents or school plans, and then they drop off the cliff.”

If Governor Paterson’s proposal is approved, an estimated 80,000 of the 775,000 uninsured young adults across New York State would be covered under their parents’ insurance plans. That would leave hundreds of thousands to continue relying on a scattershot network of improvised and often haphazard health care remedies.

In dozens of interviews around the city, these so-called young invincibles described the challenge of living in a high-priced city on low-paying jobs, where staying healthy is one part scavenger hunt and one part balancing act, with high stakes and no safety net.

“For a lot of people, it’s a choice between being able to survive in New York and getting health insurance,” said Hogan Gorman, an actress who was hit by a car five years ago and chronicled her misadventures in “Hot Cripple,” a one-woman show that was a hit at last summer’s Fringe Festival. “There was no way that I could pay my rent, buy insurance and eat.”

Nicole Polec, a 28-year-old freelance photographer living in Williamsburg, Brooklyn, said she has attention deficit hyperactivity disorder and has a client who procures Ritalin on her behalf from a sympathetic doctor who has seen Ms. Polec’s diagnosis. Ms. Polec’s roommate, Fara D’Aguiar, 26, treated her last flu with castoff amoxicillin — “probably expired,” she said — given to her by a friend.

When Robert Voris last had health insurance, in 2007, he stockpiled tubing for insulin pumps, and other supplies. He said the tubing cost $900 a month, so lately he has instead been injecting insulin with a syringe. But Mr. Voris, 27, a journalism student at the City University of New York who works at a restaurant in Park Slope, Brooklyn, is constantly worried about diabetes-induced seizures like the one that sent him to the hospital last summer. (Because it happened at work, his boss covered the ambulance and other bills.)

“That’s definitely the concern: what happens if I have to pay for this?” he said. “And the answer, I guess, is credit cards. Hopefully it won’t happen until I find a job that actually gives me insurance, which probably won’t happen anytime in the near future, given the way the economy works.”

Most family insurance policies cut off dependents when they turn 19 or finish college, and many young adults start out in New York cobbling together part-time or freelance work with no benefits. To qualify for Medicaid, a single adult can earn no more than $706 a month — less than what a full-time minimum-wage earner makes. Yet the average insurance premium for a single adult is $900 a month, according to a spokesman for the State Insurance Department.

“At this point, I can’t really justify it monetarily,” said Ian McElroy, a musician who moved to Bushwick, Brooklyn, from Omaha, last year. “It’s not like I think I’m invincible, I’m 29, the world can’t touch me. It’s the very opposite of that. I’ve got to make rent and eat.”

With insurance out of reach, Mr. McElroy has taken to playing doctor, using online resources like WebMD, which offers medical news, descriptions of various diseases and drugs, and discussion groups. As he spoke, Mr. McElroy was icing his feet, which, one day in January, had become cripplingly painful; he was unable to walk.

“I think I have plantar fasciitis,” he said. “I’ve been laid out for two weeks.”

(Even if the Paterson proposal passes, Mr. McElroy, like Mr. Voris and Ms. Polec and her roommate, would not qualify because their parents live out of state.)

Internet diagnoses, self-medicating and trading prescriptions, of course, come with potentially dangerous side effects. Dr. Barbie Gatton, who has worked in emergency rooms throughout the city since 2002, said she often sees young people who have taken the wrong antibiotics borrowed from friends.

“We see people with urinary tract infections taking meds better suited for ear infections or pneumonia — the problem is, they haven’t really treated their illness, and they’re breeding resistance,” she explained. “Or they take pain medicine that masks the symptoms. And this allows the underlying problem to get worse and worse.”

There are clinics throughout the city that provide the young and uninsured free or cheap snippets of medical help, like the Community Healthcare Network mobile unit, which was parked in the East Village one snowy night. Lindsay Bellinger, 26, who does administrative work through a temp agency and lives in Astoria, Queens, said she relied on the mobile unit for pap smears and tests for sexually transmitted diseases.

“This takes care of gynecological work,” Ms. Bellinger said. “And I get a visit to the dentist from my parents as a Christmas gift.”

Levon Aaron, who has asthma and works as a bouncer at a West Village bar, has not had insurance since he was 19. Mr. Aaron, now 23, said that his asthma attacks had been less frequent since he began playing handball and working out, but they had not gone away. He tries to use his inhalers sparingly, but four times in the past year he has found himself out of medicine during a severe attack and landed in the emergency room.

In the hospital, he gets a prescription for a new inhaler, which costs about $30 to fill. But his outstanding bills total about $3,000, he said, an amount he cannot fathom paying.

Mr. Aaron was one of several young adults who said living without insurance meant trying to take better care of themselves.

“I’ve stopped eating fast food,” said Santiago Betancour, who is 19 and lives in Rosedale, Queens. “I’m eating rice, vegetables and fruits. And when I get sick, I exercise to sweat it off.”

Of course, there are those who do feel invincible, like Eric Williams, who is 24, unemployed and currently in the middle of a six-week snowboarding adventure in Wyoming, Montana, Colorado, Utah, British Columbia and California. Mr. Williams said by cellphone near Bozeman, Mont., that he looked into buying health insurance before he left, but abandoned the idea after being unable to find anything for less than $400 a month. Instead, he is just trying to be careful, though not always with success.

“I’ve hit a couple of trees,” Mr. Williams said. “But I’m trying not to.”

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